What Is an ITIN? Understanding the Individual Taxpayer Identification Number

Aug 21, 2026

WHAT IS AN ITIN? UNDERSTANDING THE INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER

What is an ITIN? The Individual Taxpayer Identification Number, also known as an ITIN, is a tax number issued by the US Internal Revenue Service (IRS) to individuals not eligible for a Social Security Number (SSN), but who still must comply with US tax obligations. The ITIN plays an important role in helping foreign nationals living and working in the US legitimize their tax obligations. This article will explain what an ITIN is, the registration process, the necessary documents, and why it’s important for people newly arrived in the US.

What is an ITIN?

what is an ITIN
What is an ITIN? And why is it so important?

An ITIN is a 9-digit tax number, starting with the number 9, issued to people not eligible to receive a Social Security Number (SSN). What is an ITIN number? It’s a tool that helps foreign nationals and individuals not residing in the US file taxes and comply with US law. Notably, an ITIN is not an immigration-enforcement tool, and an applicant’s information isn’t shared with other agencies, protecting their privacy.

What an ITIN Is Used For

what is an ITIN
An ITIN has many uses in daily life

Although an ITIN doesn’t grant Social Security benefits or Earned Income Tax Credits (EITC), it still brings some important benefits to its holder. For example, an ITIN helps foreign nationals apply for the Child Tax Credit. The credit can be up to $3,600 per child under 6 years old and $3,000 for children aged 7 to 18, depending on family income.

An ITIN also helps its holder open a bank account, obtain a driver’s license in some states, and use it as proof of residence. However, note that an ITIN does not grant the holder the right to work in the US and can’t be used for job-application purposes or to file Form I-9.

Who Needs an ITIN?

what is an ITIN
Very necessary for every foreign national living and working in the US

What is an ITIN and who needs it? An ITIN is needed by every foreign national living and working in the US without an SSN. This includes non-residents, foreign nationals, and people with income earned in the US who aren’t eligible for an SSN.

If you already have an ITIN, family members like your spouse and dependent children may also be eligible for an ITIN. Owning an ITIN helps ensure everyone fully complies with tax regulations regardless of residency status.

The Difference Between ITIN and SSN

what is an ITIN
Comparing the difference between ITIN and SSN

A Social Security Number (SSN) is issued to US citizens and certain other residents for tax purposes and to determine benefits eligibility. An SSN doesn’t just track income — it’s also widely used in other administrative procedures such as opening a bank account, applying for a passport, and applying for benefits.

Conversely, what is an ITIN? An ITIN is only valid for filing taxes and has no value for benefits-related procedures or identity verification. It’s only used for filing federal taxes, helping the IRS track and manage the tax obligations of non-resident individuals.

The ITIN Registration Process

what is an ITIN
The ITIN registration process

Applying for an ITIN can be done through three main methods:

  1. Registering through a CAA agent: These are agents authorized by the IRS to support the ITIN registration process. These agents are located in the US and internationally. You just need to schedule an appointment and bring the necessary documents.
  2. An IRS Taxpayer Assistance Center: You can schedule an appointment at one of the IRS’s tax assistance centers in the state where you live for guidance and support registering for an ITIN.
  3. Mailing an application: You can download Form W-7 from the IRS website, fill in the necessary information, and mail it along with identity-verification documents to the IRS.

Documents Needed to Apply for an ITIN

The IRS requires documents to verify identity and foreign status when applying for an ITIN. A passport is the only standalone document accepted for both purposes. Without a passport, you’ll need to provide a combination of two different documents, such as:

  • A national ID card with a photo
  • A US or foreign driver’s license
  • A birth certificate (for dependents)
  • A visa or documents from USCIS

Frequently Asked Questions About ITIN

How long does it take to receive an ITIN?
If the application is complete and valid, you can receive your ITIN within 8-11 weeks of submitting the application.

Can you get both an ITIN and an SSN?
No, if you’re eligible for an SSN, you won’t need to register for an ITIN.

What are the benefits of an ITIN?
An ITIN helps foreigners comply with tax obligations, open a bank account, and apply for tax credits like the Child Tax Credit. It also helps provide proof of residence, an important factor when settling in the US.

Conclusion

This article has explained what an ITIN is, the registration process, the necessary documents, and the benefits an ITIN brings to people living and working in the US. Owning an ITIN helps ensure you fully comply with tax regulations and receive practical benefits in life in the US. If you need support applying for an ITIN, contact AWE Legal for the most detailed consulting and guidance. We’re always ready to support you through every legal procedure in the US, helping you start your new journey smoothly and safely!

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